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#How-To-Manage-Debt

Here's your chance to get rid of your debt in the New Year! In an online chat...  more »
Here's your chance to get rid of your debt in the New Year! In an online chat between 3 pm and 4 pm, December 16, Harshala Chandorkar of CIBIL will guide you on how to manage your debt smartly.  « less
27 posts so far
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D

dinesh

Shouldn't banks also be made liable for people getting into credit card trap? Banks keep encouraging customers to use their credit cards by inducing them into attractive schemes and then come up with some fine print or the other and make that person's life miserable?

Shouldn't banks also be made liable for people getting into credit card trap? Banks keep encouraging customers to use their credit cards by inducing them into attractive schemes and then come up with some fine print or the other and make that person's life miserable? #How-To-Manage-Debt
Posted : 4 months ago
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ZP

zubeda-pawaskar

How can a CIBIL Credit Score help in coming out of a bad debt situation, if at all?

How can a CIBIL Credit Score help in coming out of a bad debt situation, if at all? #How-To-Manage-Debt
Posted : 4 months ago
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V

vijay

I want to get out of debt of Rs 20000 I borrowed from my friend without any interest. Instead, my home is girvi with him. It is a small room on the outskirts of mumbai, near boisar in thane district.

I want to get out of debt of Rs 20000 I borrowed from my friend without any interest. Instead, my home is girvi with him. It is a small room on the outskirts of mumbai, near boisar in thane district. #How-To-Manage-Debt
Posted : 4 months ago
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K

kunika

How about going for gold loans to retire costly credit card debt? Will it work out? Am planning to pawn my family's gold worth 400 grams to get out a really bad situation I have gotten myself into because of gambling and day trading in futures and options in the stock markets. Please answer.

How about going for gold loans to retire costly credit card debt? Will it work out? Am planning to pawn my family's gold worth 400 grams to get out a really bad situation I have gotten myself into because of gambling and day trading in futures and options in the stock markets. Please answer. #How-To-Manage-Debt
Posted : 4 months ago
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T

tushar

My friend needs help? He is over-burdened with debt and I am planning to lend him Rs 30,000 as help. The rest -- Rs 60,000 -- he is planning to take a personal loan. Later he plans this personal loan to his credit card account. Is this a wise step?

My friend needs help? He is over-burdened with debt and I am planning to lend him Rs 30,000 as help. The rest -- Rs 60,000 -- he is planning to take a personal loan. Later he plans this personal loan to his credit card account. Is this a wise step? #How-To-Manage-Debt
Posted : 4 months ago
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AS

Amit srivastav

I owe Rs 1.27 lakh -- interest-free -- to my brother and plan to return it to him the entire amount next year. I earn Rs 70k per month. How do I go about it. My monthly expenses are Rs 45k. Please suggest a monthly plan?
#How-to-Manage-Debt

I owe Rs 1.27 lakh -- interest-free -- to my brother and plan to return it to him the entire amount next year. I earn Rs 70k per month. How do I go about it. My monthly expenses are Rs 45k. Please suggest a monthly plan? #How-to-Manage-Debt
Posted : 5 months ago  Last updated : 4 months ago
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HC

Harshala CI am assuming that you have months to repay your brother. You can make a fixed deposit of the excess funds in your bank account after your monthly expenses. This will ensure that you earn interest on the idle funds. You can also create a seperate recurring FD of Rs 10000 per month to repay your brother in 12 months or earlier

 
I am assuming that you have months to repay your brother. You can make a fixed deposit of the excess funds in your bank account after your monthly expenses. This will ensure that you earn interest on the idle funds. You can also create a seperate recurring FD of Rs 10000 per month to repay your brother in 12 months or earlier
4 months ago  
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G

guddy

Tell me about precautions I must take before going for costly loans? Under what conditions can they prove harmful a costly to me?

Tell me about precautions I must take before going for costly loans? Under what conditions can they prove harmful a costly to me? #How-To-Manage-Debt
Posted : 4 months ago
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J

jinny

What according to you should people laden with debt do? Should they approach a debt counsellor? How does engaging a debt counsellor help people?

What according to you should people laden with debt do? Should they approach a debt counsellor? How does engaging a debt counsellor help people? #How-To-Manage-Debt
Posted : 4 months ago
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K

kaushal

Explain how can one use her/his credit card smartly and never get into a trap whereby the person keeps accumulating interest charge and fines month after month?

Explain how can one use her/his credit card smartly and never get into a trap whereby the person keeps accumulating interest charge and fines month after month? #How-To-Manage-Debt
Posted : 4 months ago
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A

alex

Explain how can one use her/his credit card smartly and never get into a trap whereby the person keeps accumulating interest charge and fines month after month?

Explain how can one use her/his credit card smartly and never get into a trap whereby the person keeps accumulating interest charge and fines month after month? #How-To-Manage-Debt
Posted : 4 months ago
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